Personal Home Insurance Experiences

Do you have home warranty insurance?

If you recently purchased a new home, a new condominium or recently rented an apartment you probably have also recently purchased home owners insurance.  But let me ask you a question, did you also purchase home warranty insurance? Many people don’t know about home warranty insurance and lots of people have probably never heard of home warranty insurance, but the truth is that home warranty insurance is a very valuable type of insurance for new homeowners because it protects your personal possessions. What is home warranty insurance? Home warranty insurance covers the costs associated with repairing or replacing your home’s

Compare home insurance and get a great deal

If you are purchasing your new home or if you are moving to a new apartment you are most likely in the process of shopping for new stuff for your new home.  You may be shopping for everything from snazzy home furnishings to functional new appliances.  When you are looking at your home to-do-list make sure that you start shopping around and comparing home insurance.  This should be at the top of your home to-do-list because it protects your personal belongings as well as your most valuable asset.  I know that your life is probably full of things to do

Do you trust your home insurance company?

Happy New Year’s Eve everyone.  If you are looking to buy a home in the New Year but you don’t know where to begin shopping for home owner’s insurance then don’t worry the team at Insurance Does Matter is here to help. If you are purchasing your first home or if you are searching for a new home in the New Year you will also have to find a home insurance company to purchase home owner’s insurance.  Whether you are purchasing a new condominium, a new home or if you are renting an apartment you will need to shop for

What is Home Hazard Insurance and Why Do You Need It?

People purchase hazard insurance for their home to protect themselves, their home and their personal belongings against devastating disasters and natural disasters.  Hazardous disasters include (but are not limited to) fires, earthquakes, tornados, hurricanes, tsunamis and severe storms.  Not all home owners’ insurance plans offer hazard insurance as a part of their insurance policies but many home owners’ insurance plans do offer hazard insurance as additional coverage at an additional cost. The financial website Investopedia explains hazard insurance: “As long as the specific event is covered within the policy, the property owner will receive compensation to cover the cost of

Just Call and Get a Homeowners Insurance Quote

Whether you are purchasing your first home, moving into your first condo or renting your first apartment before you move in you need to get a homeowners insurance quote. If you are purchasing your first home or condo then you will need to have proof of your homeowners insurance when you sign your papers at the notary.  It is a similar process to purchasing or leasing a car, you need to provide proof of insurance before you drive off the lot. If you have never shopped around for a homeowners insurance quote then the process may seem a little bit

Home and Auto Insurance Quotes

Why do you need home and auto insurance? Well honestly you need home and auto insurance if you have a home or a car. Home insurance protects the structure of your home in case of damage due to fire, water or other natural disasters.  Home insurance also protects your personal belongings inside of your home such as your clothes, furniture, appliances, and other valuables such as furs and jewellery.  There are several different types of home owners insurance such as house insurance if you have a single family home, tenants insurance if you rent an apartment and condo insurance if

Why having a home security system can actually decrease your bill

If you have just purchased your new home or condominium and you are getting ready to move in you are probably in the process of making many important decisions. You have to decide how to decorate your new home, which moving company you are going to use as well as how to protect your family in your new home. Some people like the idea of having a home security system because it gives them added peace of mind for the security of their loved ones and for their personal belongings in case of an unfortunate scenario.  However some people who

Shopping for a home owner’s insurance quote

Congratulations on the purchase of your home.  There are many steps of buying a home; after you find your dream home you have to make an offer to purchase and get approved for your mortgage loan.  Once all of that is done and before you move into your home you have to shop around for a home owner’s insurance quote. But how do you do that? Shopping for home owners insurance can definitely be a difficult task if you don’t know what questions to ask and if you don’t know what to look for in a good home owner’s insurance

Should you take the risk of not having home insurance?

Do we really need to tell you that having home insurance is a good idea? Well maybe we do.  If you have never moved out of your parents house, if you have never lived on your own and if you have never purchased a home then you probably don’t know why you need home owners or tenants insurance.  You also probably don’t know what is covered in a home owners or tenants insurance policy and you most likely don’t know the risks associated with not having home insurance. So it’s ok, let us help you learn about the benefits of

How much does your neighborhood influence your home insurance?

If you are looking for a new home how do you know if you are getting a good price for the fair market value of your new home?  If you have already found your dream home how do you know what price to offer in your purchase agreement? The odds are that you know what price to offer on your new home and if you are getting a good deal on the price based on the selling prices of homes in the neighbourhood that were recently purchased.  If you are thinking of selling your home and you are wondering what

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